Get 2 complimentary visits to airport lounges in India in a calendar quarter
Enjoy Annual Fee waiver on annual retail spends of Rs.1 Lac
Earn up to 4X reward points on every Rs. 150 spent across all spends done on your Kotak Royale Signature Credit Card.
Special Categories*: 4X
In case your Credit Card is stolen, you get a cover of Rs. 2,50,000/- against fraudulent usage up to 7 days pre-reporting
You are required to immediately call Customer Contact Centre (1860 266 2666) and get your credit card deactivated / blocked to prevent misuse and register a claim with the Insurance Company.
Eligibility
Applicant must have a minimum age of 18 years
The minimum income salary must be between Rs.1 lakh and Rs.3 lakh.
Applicant should either be salaried or self-employed
Documents Required
Aadhaar Card/Passport/Voter ID/PAN Card (any one identity proof)
Aadhaar Card/Passport/Phone or Electricity Bill/Driving License/Rent Agreement (any one address proof)
Two recent passport-sized photographs
3-month salary slip for salaried individuals
Bank statements for the past three months
Audited financials for the last two years (for self-employed) or Form 16
Get up to 30,000 Bonus Reward Points on annual retail spends of Rs.8 Lacs
Travel with comfort
Get 2 complimentary visits every quarter to Dream Folks Lounges only in India.
Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi.
Earn up to 4 reward points on every Rs. 150 spent across all spends done on your Kotak Royale Signature Credit Card.
Special Categories*: 4
Other Categories: 2
*Special Categories are Hotels |Restaurants |Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | International Spends
Note: This is applicable effective 25th Feb 2017 onwards.
Choice on Rewards
Accumulate your reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points.
To redeem your reward points for options on easyrewardz or other attractive redemption options.
Enhanced Security
In case your Credit Card is stolen.
You are required to immediately call Customer Contact Centre (1860 266 2666) and get your credit card deactivated / blocked to prevent misuse.
Priority attend
We value your time. Instead of you trying to reach us, we will reach you.
SMS "KASSIST" to 5676788 and we will call back within two hours
We make it easy for you to pay your monthly dues. Call for complimentary cheque pickup
Fuel Surcharge Waiver
Applicable on transactions between Rs. 500 and Rs. 3000.
Maximum fuel surcharge waiver allowed in a anniversary year is Rs. 3500.
Customers will not earn reward points on fuel transactions
Railway Surcharge Waiver
Save railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a anniversary year is Rs. 500/-
Customers will not earn reward points on railway surcharge waiver.
Comments
Rakesh 09 Jun, 2022
I have taken kotak mahindra bank credit card which was taken through bank.This was a life time free card and having an option of converting em
Credit Saving 09 Jun, 2022
Thanks for your valuable response.
Ehan 09 Jun, 2022
I am using a Kotak credit card which was offered by the bank. I am having salary account with this bank hence i got on a paperless approval using it for the past 2 years lifetime free card.
Rakesh 09 Jun, 2022
I have taken kotak mahindra bank credit card which was taken through bank.This was a life time free card and having an option of converting em